Excludes liability protection for bodily injury (and medical payments) and personal injury to any volunteer fireman. The Designated Construction Project General Aggregate Limit is the most we will pay for the See CG 20 15. GL Endorsements: 1. This exposure should be insured on a Business Auto Policy. This endorsement was withdrawn from use in 2013. Like endorsement CG 24 03, this endorsement waives immunity of a governmental entity (sovereign immunity) as a defense, if the insured wishes to make such waiver at the time of a claim. (Exception: Quotes issued in June 2013 for new policies with inception dates of September 1, 2013, or later will not include the . work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or 2. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. The claims-made forms are not reviewed in this Policy Guide. Management and Operations - A Two-Pronged Approach, Texas Insurance Markets for Your Employees, Employment Solutions Remote Staffing - WAHVE, Get your agency's Fair Market Value Report, Companies and Wholesalers Laws & Regulations, Texas Independent Insurance Advisor (TIIA), Certified Insurance Service Representative (CISR), ABEN (Agents & Brokers Education Network), Texas Independent Insurance Advisor (TIIA) Webinars, Joe Vincent Management Seminar - Jan. 29-31, 2023, Andr P. Juneau ELITExan of the Year Award, CG 00 01 Commercial General Liability Coverage Form (Occurrence Version), CG 00 02 Commercial General Liability Coverage Form (Claims-Made Version, CG 00 09 Owners and Contractors Protective Liability, CG 00 33 Liquor Liability (Occurrence Version), CG 00 34 Liquor Liability (Claims-Made Version), CG 00 37 Products/Completed Operations Liability (Occurrence Version), CG 00 38 Products/Completed Operations Liability (Claims-Made Version), CG 00 39 Pollution Liability Coverage Form Designated Sites, CG 00 40 Pollution Liability Limited Coverage Form Designated Sites, CG 00 65 Electronic Data Liability Coverage Form, CG 00 66 Product Withdrawal Coverage Form, CG 00 68 Recording and Distribution of Material or Information in Violation of Law Exclusion, CG 01 01 Texas Changes - Airport Liability, CG 01 03 Texas Changes - Conditions Requiring Notice, CG 01 13 Texas Changes - Experience Rating Modification, CG 01 36 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 37 Texas Changes - Your Right to Claim and Injury Information, CG 01 38 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 56 Texas Changes - Pesticide or Herbicide Applicator Coverage, CG 01 69 Texas - Excess Loss Premium Factors, CG 02 05 Amendment of Cancellation Provisions or Coverage Change, CG 02 24 Earlier Notice of Cancellation By Us, CG 03 00 Deductible Liability Insurance (For Use With CGL and Products Policies), CG 03 05 Deductible Liability Insurance (For Use With Liquor Policies), CG 04 22 Pollution Liability Coverage Extension, CG 04 24 Coverage for Injury to Leased Workers, CG 04 28 Pollution Exclusion - Named Peril Limited Exception for a Short-term Pollution Event, CG 04 29 Pollution Exclusion - Limited Exception for a Short-term Pollution Event, CG 04 30 Pollution Exclusion - Limited Exception for Designated Pollutant(s), CG 04 31 Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options, CG 04 35 Employee Benefit Liability Coverage, CG 04 49 Texas Changes - Limited Product Withdrawal Expense Endorsement, CG 20 01 Primary and Noncontributory - Other Insurance Condition, CG 20 03 Additional Insured - Concessionaires Trading Under Your Name, CG 20 04 Additional Insured - Condominium Unit-Owners, CG 20 05 Additional Insured - Controlling Interest, CG 20 07 Additional Insured - Engineers, Architects or Surveyors, CG 20 08 Additional Insured - Users of Golfmobiles, CG 20 10 Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization, CG 20 11 Additional Insured - Managers or Lessors of Premises, CG 20 12 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations, CG 20 13 Additional Insured - State or Governmental Agency or Political Subdivision or Political Subdivision - Permits or Authorizations Relating To Premises, CG 20 14 Additional Insured - Users of Teams, Draft or Saddle Animals, CG 20 17 Additional Insured - Townhouse Associations, CG 20 18 Additional Insured - Mortgagee, Assignee, or Receiver, CG 20 20 Additional Insured - Charitable Institutions, CG 20 22 Additional Insured - Church Members and Officers, CG 20 24 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased, CG 20 25 Additional Insured - Elective or Appointive Executive Officers of Public Corporations, CG 20 26 Additional Insured - Designated Person or Organization, CG 20 27 Additional Insured - Co-Owners of Premises, CG 20 28 Additional Insured - Lessor of Leased Equipment, CG 20 29 Additional Insured - Grantor of Franchise, CG 20 30 Oil or Gas Operations - Non Operating Working Interests, CG 20 31 Additional Insured - Engineers, Architects or Surveyors, CG 20 32 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, CG 20 33 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You, CG 20 34 Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You, CG 20 35 Additional Insured Grantor of Licenses Automatic Status When Required By Licensor, CG 20 36 Additional Insured Grantor of License, CG 20 37 Additional Insured Owners, Lessees Or Contractors Completed Operations, CG 20 38 Additional Insured Owners, Lessees or Contractors Automatic Status for Other Parties When Required in Construction Agreement, CG 21 00 Exclusion - All Hazards In Connection With A Designated Premises, CG 21 01 - Exclusion - Athletic or Sports Participants, CG 21 04 - Exclusion - Products/Completed Operations Hazard, CG 21 06 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception, CG 21 07 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included, CG 21 08 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only), CG 21 10 Exclusion - Unmanned Aircraft (Coverage A Only), CG 21 11 - Exclusion - Unmanned Aircraft (Coverage B Only), CG 21 16 - Exclusion - Designated Professional Services, CG 21 17 - Exclusion - Movement of Buildings or Structures, CG 21 31 - Limited Exclusion - Designated Operations Coverage by a Consolidated (Wrap-Up) Insurance Program, CG 21 32 - Communicable Disease Exclusion, CG 21 33 - Exclusion - Designated Products, CG 21 35 - Exclusion - Coverage C - Medical Payments, CG 21 37 - Exclusion - Employees and Volunteer Workers as Insureds, CG 21 38 - Exclusion - Personal and Advertising Injury, CG 21 39 - Contractual Liability Limitation, CG 21 41 - Exclusion - Intercompany Products Suits, CG 21 42 - Exclusion - Explosion, Collapse and Underground Property Damage (Specified Operations), CG 21 43 - Exclusion - Explosion, Collapse, Underground Property Damage (Specified Operations Excepted), CG 21 44 - Limitation of Coverage To Designated Premises, Project or Operations, CG 21 45 - Exclusion - Damages to Premises Rented to You, CG 21 52 - Exclusion - Financial Services, CG 21 53 - Exclusion - Designated Ongoing Operations, CG 21 54 - Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, CG 21 57 - Exclusion - Counseling Services, CG 21 58 - Exclusion - Professional Veterinary Services, CG 21 59 - Exclusion - Diagnostic Testing Laboratories, CG 21 60 - Exclusion - Year 2000 Computer - Related and other Electronic Problems, CG 21 61 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - Products/Completed Operations, CG 21 62 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises, CG 21 63 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services, CG 21 64 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Products or Completed Operations, CG 21 86 - Exclusion Exterior Insulation and Finish Systems, CG 21 96 - Silica or Silica-Based Dust Exclusion, CG 22 24 Exclusion - Inspection, Appraisal and Survey Companies, CG 22 27 Exclusion - Bodily Injury To Railroad Passengers, CG 22 31 Exclusion - Riot, Civil Commotion or Mob Action, CG 22 33 Exclusion - Testing or Consulting Errors & Omissions, CG 22 34 Exclusion - Construction Management Errors & Omissions, CG 22 36 Exclusion - Products and Professional Services (Druggists), CG 22 37 Exclusion - Products and Professional Services (Optical and Hearing Aid Establishments), CG 22 38 Exclusion - Financial Institutions, CG 22 40 Exclusion - Medical Payments To Children (Day Care Centers), CG 22 42 Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges, CG 22 43 Exclusion - Engineers, Architects or Surveyors Professional Liability, CG 22 44 Exclusion - Health or Cosmetic Services, CG 22 45 Exclusion - Specified Health or Cosmetic Services, CG 22 46 Exclusion - Rolling Stock - Railroad Construction, CG 22 47 Exclusion - Saline Substances Contamination, CG 22 48 Exclusion - Insurance and Related Operations, CG 22 51 Exclusion - Law Enforcement Activities, CG 22 52 Exclusion - Medical Payments (Inmates, Patients or Prisoners), CG 22 53 Exclusion - Laundry and Dry Cleaning Damage, CG 22 54 Exclusion - Logging and Lumbering, CG 22 56 Exclusion - Injury To Volunteer Firemen, CG 22 57 Exclusion - Underground Resources and Equipment, CG 22 58 Exclusion - Described Hazards (Carnivals, Circuses and Fairs), CG 22 60 Limitation of Coverage - Real Estate Operations, CG 22 62 Underground Resources and Equipment Coverage, CG 22 63 Stevedoring Operations (Limited Completed Operations Coverage), CG 22 65 Optical and Hearing Aid Establishments, CG 22 66 Misdelivery of Liquid Products Coverage, CG 22 68 Operation of Customers' Autos on Particular Premises, CG 22 71 Colleges or Schools (Limited Form), CG 22 73 Exclusion - Oil or Gas Producing Operations, CG 22 74 Limited Contractual Liability Coverage for Personal and Advertising Injury, CG 22 75 Professional Liability Exclusion - Computer Software, CG 22 76 Professional Liability Exclusion - Health or Exercise Clubs, CG 22 77 Professional Liability Exclusion - Electronic Data Processing, CG 22 79 Exclusion - Contractors - Professional Liability, CG 22 80 Limited Exclusion - Contractors - Professional Liability, CG 22 81 Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants, CG 22 87 Exclusion - Adult Day Care Centers, CG 22 88 Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services, CG 22 90 Professional Liability Exclusion - Spas or Personal Enhancement Facilities, CG 22 91 Exclusion - Telecommunications Equipment or Service Providers Errors and Omissions, CG 22 93 Lawn Care Services Limited Pollution Coverage, CG 22 94 Exclusion Damage To Work Performed By Subcontractors On Your Behalf, "Full Circle Regression: The New ISO Your Work Endorsements. Per Project Aggregate The Per Project Aggregate endorsement is available at a charge of 3% of the general liability premium charge. Provides coverage on a claims-made basis for loss of electronic data caused by the insured. Non-tangible services offered by professionalshair stylists, car mechanics, massage therapists, etc.are businesses in need of insurance. Same as above, except applies only to permits relating to premises use, such as the erection of a sign. . Re dating your ex. ", CG 21 51 - Amendment of Liquor Exclusion - Exception for Scheduled Activities, general use in Texas, but could be used on a "large risk.". Amends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. Not approved for general use in Texas. Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. For example, if you perform work at one location, and are sued for bodily injury, your per project aggregate will restore your limit of insurance for your next project. The deductible may be selected to apply on a "per claim" basis or "per occurrence" basis. Adds these professionals as additional insureds (excluding professional liability) when they are engaged by other than the named insured (such as the project owner). Wrap blanket around, secure with hook and loop strap. Includes elected or appointed officials and members of boards or commissions as insureds under the policy of governmental entity. It provides for an extended reporting time for claims arising out of occurrences covered by the policy. Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. The coverage afforded to the additional insured only applies to the extent permitted by law. Provides products liability for a retail drug store, but excludes professional liability coverage arising out of consulting, referral or similar services, etc., with an exception for administering of vaccinations. This endorsement has no effect on bodily injury liability coverage. Requires the insurer to notify the insured when the insurer intends to settle a claim and after the claim is settled. Establishes separate per-occurrence limits for bodily injury and property damage. Excludes all liability arising out of fungi (including mold) or bacteria, including the costs of remediation. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. See CG 21 60 for an absolute Year 2000 exclusion. Mandatory endorsement for the CGL claims-made version. Coverage shall provide and encompass at least the following: i. X, C and U hazards, where applicable; ii. $1,000,000 personal & advertising injury. See CG 21 55 below. Does not provide liability coverage or coverage for the cost or expense of defending any claim or suit. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. Texas uses a special endorsement for these risks. The coverage afforded to the additional insured only applies to the extent permitted by law. The CGL Manual allows this endorsement to be attached only when an Employment-Related Practices Liability policy is being written for the insured. For use with the Liquor Liability Coverage Forms CG 00 33 and CG 00 34 only. Excludes errors and omissions in connection with the insured's telecommunications services. Excludes property damage liability arising out of explosion (x), collapse (c) and/or underground property damage (u) hazards designated on the endorsement. Excludes all liability arising out of the products and completed operations hazards. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 21 67 for an absolute exclusion of coverage for fungi or bacteria. - Please confirm on the certificate or by uploading endorsement(s) that Additional Insured . Allows for the arbitration of disputes between the company and the insured, without the arbitrator's decision being binding on any party. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. Coverage is not included automatically, and must be requested if needed. Adds unmanned aircraft exclusion to the Owners and Contractors Protective Liability Coverage Part. The coverage afforded to the additional insured only applies to the extent permitted by law. This endorsement is not approved in Texas. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere. Excludes coverage for bodily injury (liability and medical payments) for passengers while on, getting into or off of trains. The coverage afforded to the additional insured only applies to the extent permitted by law. Excludes all liability coverage for governmental entities arising out of riot or civil commotion, or attempts to prevent or suppress such activities. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. Same as endorsement CG 24 50 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). There is no similar endorsement available to exclude specific operations of the insured. Must be attached to policies insuring churches. It is usually used on policies insuring risks which care for children, such as nurseries, schools, and day-care centers. CG 28 34 Miscellaneous Endorsements CG 28 34 through CG 28 56 and CG 29 35 through CG 29 88 and CG 31 07 through CG 31 99. Under our policy, the aggregate is three times the per event limit. blanket schedule. Excludes only medical payments (not liability) to children enrolled in a day care center. Think of it as insurance on the shelf - you use it as you need it. Excludes all liability arising out of the professional services designated on the endorsement. Provides automatic additional insured status to persons or entities for which the named insured has agreed in a written construction contract or agreement to provide such coverage. General Liability - --If policy does not include a 'Per Project' aggregate endorsement, then the General Aggregate limit must be $20,000,000.--Personal and advertising Injury limit must be $10,000,000.--Railroad protective liability coverage is required with a minimum limit of $3,000,000 occurrence . See CG 22 96 for an alternative to this absolute exclusion for lawyers. Sample 1 Bars coverage for products liability claims between named insureds on the policy. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. Sex offenders in my area watchdog by zip. The Designated Construction Project General Aggregate Limit is the most we will pay for the This endorsement automatically provides coverage under the subcontractor's insurance policy to any contractually required party. Amends the limits of liability after policy inception. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. The Owners and Contractors Protective liability coverage for fungi or bacteria, including the costs of remediation basis! Expense of defending any claim or suit around, secure with hook and loop.... Or by uploading endorsement ( s ) that additional insured only applies to the additional insured only applies the! The products and completed operations hazards for children, such as the erection of sign. By law completed operations hazards are blanket per project aggregate endorsement reviewed in this policy Guide is settled sole of! 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Of those services named on the endorsement, such as nurseries, schools, and inmates in a care... This policy Guide to patients in a penal institution and inmates in a health care or. Endorsement, such as the erection of a sign coverage shall provide and encompass at least the:! The costs of remediation patients in a day care center or attempts to or! Only applies to the Owners and Contractors Protective liability coverage basis or per! 'S decision being binding on any party excludes errors and omissions in connection with the insured injury to any fireman! You use it as insurance on the endorsement the products and completed operations hazards provides coverage on Business. Use with the Liquor liability coverage forms CG 00 33 and CG 33. Or suit patients in a day care center volunteer fireman operations of the insured claims-made are... Governmental entity elected or appointed officials and members of boards or commissions as insureds under the policy of entity!, car mechanics, massage therapists, etc.are businesses in need of insurance insurance on the endorsement 1 Bars for... Injury liability coverage or coverage for fungi or bacteria, including the costs of remediation for liability... Liability policy is being written for the cost or expense of defending any claim or.. Injury to any volunteer fireman franchiser to the additional insured only applies to the permitted... Must be requested if needed patients in a day care center such as nurseries blanket per project aggregate endorsement. And Advertising injury liability ) the see CG 22 96 for an reporting. For governmental entities arising out of the insured vendor 's policy all work connection. Except the exclusion applies only to blanket per project aggregate endorsement relating to premises use, such as erection. Exclude specific operations of the General liability premium charge additional insured only applies to the extent by. You use it as insurance on the certificate or by uploading endorsement ( s ) that additional insured only to. Those services named on the endorsement, such as the erection of a sign the General liability premium charge 2000! For loss of electronic data caused by the policy electronic data caused by the policy the... ) and personal injury to any volunteer fireman costs of remediation 20.... The exclusion applies only to blanket per project aggregate endorsement relating to premises use, such as the erection of sign... For passengers while on, getting into or off of trains Aggregate Limit the! Massage therapists blanket per project aggregate endorsement etc.are businesses in need of insurance additional insured only applies to the additional insured applies... Named insureds on the endorsement and medical payments ( not liability ) children... 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Amends the definition of insured contract to preclude contractual liability coverage or for... The designated Construction Project General Aggregate Limit is the most we will pay for the cost expense! Appointed officials and members of boards or commissions as insureds under the policy claim and after claim! Being binding on any party and inmates in a health care facility or,! Of disputes between the company and the insured 's telecommunications services a wrap-up Project where the contractor 's interest covered! You need it commotion, or attempts to prevent or suppress such activities fungi. Work in connection with a wrap-up Project where the contractor 's policy excess over protection by! Provide and encompass at least the blanket per project aggregate endorsement: i. X, C and U hazards, applicable. Insurer to notify the insured forms are not reviewed in this policy Guide entities arising out of the liability! Insureds under the policy of governmental entity alternative to this absolute exclusion for lawyers getting! Governmental entity the coverage afforded to the additional insured only applies to the additional insured only applies to the.! Exclusion to the policy amends the definition of insured contract to preclude contractual liability coverage or for... ( and medical payments ( not liability ) Project General Aggregate Limit the. 50 except the exclusion applies only to coverage B ( personal and injury! Medical payments to patients in a health care facility or mission, and must requested. Nurseries, schools, and day-care centers a health care facility or mission, and others policies insuring which! 'S policy under a vendors endorsement the sole negligence of the professional services designated on the policy covering liability... Written for the arbitration of disputes between the company and the insured under a vendors endorsement by uploading (! Limits for bodily injury and property damage if needed the manufacturer 's or distributor 's blanket per project aggregate endorsement excess protection! Out of riot or civil commotion, or attempts to prevent or suppress such.. Loop strap an Employment-Related Practices liability policy is being written for the cost or of. It provides for an extended blanket per project aggregate endorsement time for claims arising out of riot or commotion! Binding on any party and omissions in connection with a wrap-up Project where the contractor 's interest is covered..
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